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In NYC, Replace Indirect tank or switch to Tankless

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Currently, we have an indirect water heater. Apparently the coil cracked and we have too much pressure. So we need to replace the water tank. https://www.homedepot.com/s/indirect%2520water%2520heater?NCNI-5 The SuperStor 45g with installation will run me 2k. But on the other hand, a local plumber would be willing to install a tankless for 4k https://www.navieninc.com/residential/water-heaters One thing that sucks with the indirect system was that if my furnace isn't turning on properly, not only would I have heating but won't have hot water. Can anyone share their experience to help me decide to replace my indirect tank or swap to tankless? Tankless Pro: a separate system for heating and hot water Tankless Con: more expensive, yearly maintenance so that's more stuff to buy (pump, hose, vinegar), needs electricity, extra noise, condensing water is acidic so need to worry about ta neutralizer so would need an extra deice, since it's mostly electronic I would need plumbers that work on them so that would limit who can i contact for help Indirect Pro: cheaper, no maintenance Indirect Con: heating and hot water

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